• We collect information necessary to provide fraud detection, scam prevention, and cybersecurity services. • We do not sell personal information. • Users may request access, correction, or deletion of personal information. • We use appropriate technical and organisational security measures. • Certain fraud detection and AI-powered features use OpenAI and trusted third-party fraud detection and security providers as described in this Policy. • Users are informed when information is processed through fraud detection and AI-powered services.

Data Controller: FraudSpar 360 Ltd Registered Address: 14 Kestrel Avenue Clifton Swinton M27 8JL United Kingdom Privacy Contact: privacy@fraudspar360.com Support Contact: support@fraudspar360.com

This Privacy Policy applies to: • FraudSpar 360 mobile applications • FraudSpar 360 websites and services • User support communications • Community reporting features • Fraud detection and verification services • AI-powered analysis features

We collect information: • Directly from users • Through app interactions • Through fraud detection and verification requests • Through support communications • Through community features • Through AI-powered and fraud analysis features

We process information based on: • Consent • Contractual necessity • Legal obligations • Legitimate interests, including fraud prevention, cybersecurity, user protection, and platform security

We use information to: • Detect and prevent fraud • Verify suspicious phone numbers, emails, websites, domains, and links • Investigate suspicious activity • Generate fraud risk indicators • Improve app performance • Operate community features • Respond to support requests • Comply with legal obligations • Protect users and the platform

FraudSpar 360 uses artificial intelligence technologies and third-party fraud detection services to assist with fraud detection, scam analysis, pattern recognition, risk assessment, content moderation, platform security, and user protection. To provide certain fraud detection and AI-powered features, information voluntarily submitted by users may be securely transmitted to OpenAI and trusted third-party fraud detection and security providers for processing and analysis. Information that may be processed includes: • Phone numbers submitted for verification • Email addresses submitted for verification • Website URLs and domains submitted for verification • Fraud reports and incident descriptions • Scam messages and communications submitted by users • Screenshots and images uploaded for analysis • Community content selected for analysis • Other information voluntarily entered into fraud detection or AI-powered features FraudSpar 360 does not intentionally request or require users to submit passwords, banking credentials, payment card numbers, government-issued identification numbers, or other highly sensitive information for analysis. OpenAI may process submitted information for AI-powered fraud analysis, scam identification, risk assessment, content evaluation, educational assistance, and related services. Trusted third-party fraud detection and security providers may process submitted information for fraud detection, reputation analysis, verification, risk assessment, threat detection, abuse prevention, and related security services. Users will be provided notice regarding third-party processing and, where applicable, consent will be obtained before information is submitted for analysis. Analysis results and AI-generated outputs: • Are informational and assistive only • May contain inaccuracies, limitations, or incomplete information • Do not constitute legal, financial, cybersecurity, investigative, or professional advice • Should not be relied upon as the sole basis for decision-making Users should exercise independent judgment when evaluating analysis results.

Users may submit reports, warnings, comments, educational content, evidence, screenshots, discussions, and other community content. Users must not submit content that: • Is unlawful • Is fraudulent or deceptive • Promotes scams or criminal activity • Contains abusive, harmful, or offensive material • Violates intellectual property rights • Violates privacy rights

FraudSpar 360 may use automated systems, artificial intelligence technologies, user reports, and manual review processes to identify, review, moderate, restrict, remove, or reject content. Content may be reviewed before or after publication to maintain platform safety and integrity.

FraudSpar 360 is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that personal information has been collected from a child, we will delete such information as soon as reasonably practicable.

Information may be stored and processed in: • The United Kingdom • The European Economic Area • Other jurisdictions where appropriate legal safeguards exist

We implement appropriate security measures including: • Encryption • Secure authentication • Access controls • Security monitoring • Infrastructure protection measures No system can be guaranteed to be completely secure.

We retain information only for as long as necessary to: • Provide services • Prevent fraud • Meet legal obligations • Resolve disputes • Protect platform security

We may share information with trusted service providers where necessary to operate FraudSpar 360, provide fraud detection services, improve security, and comply with legal obligations. Information may be shared with: • OpenAI for AI-powered fraud analysis and related services • Trusted third-party fraud detection and security providers for fraud detection, verification, risk assessment, reputation analysis, abuse prevention, and security services • Cloud hosting and infrastructure providers • Analytics and monitoring providers • Security and cybersecurity providers • Professional advisers • Regulatory authorities and law enforcement agencies where required by law These providers are required to implement appropriate security measures and process information only for authorised purposes. FraudSpar 360 does not sell personal information and does not share personal information for advertising purposes.

Where information is transferred internationally, appropriate safeguards are implemented in accordance with applicable laws.

FraudSpar 360 may use limited analytics and tracking technologies to improve functionality, security, fraud prevention, and user experience.

The Platform may contain links to third-party services or websites. We are not responsible for the privacy practices of third-party services.

Users may have rights to: • Access personal information • Correct inaccurate information • Request deletion • Restrict processing • Object to processing • Withdraw consent where applicable

Users may request account deletion through the application or by contacting: privacy@fraudspar360.com

Users may have additional rights under UK GDPR and EU GDPR.

Users may have additional rights under applicable US state privacy laws.

We may update this Privacy Policy from time to time. Updated versions will be published on the Platform.

FraudSpar 360 Ltd 14 Kestrel Avenue Clifton Swinton M27 8JL United Kingdom Email: privacy@fraudspar360.com Support: support@fraudspar360.com